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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,942 | $156,398+99.5% | $147,318+111.7% | $138,895+124.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.03% | 78.75%-63.7pp | 70.43%-55.4pp | 145.39%-130.4pp |
| Employer contribution / active EE | $4,771 | $4,853-1.7% | $4,593+3.9% | $4,194+13.8% |
| Participant deferral / active EE | $16,937 | $8,237+105.6% | $7,906+114.2% | $6,396+164.8% |
| Admin fee / account holder | $37,541 | $14,976+150.7% | $13,708+173.9% | $12,562+198.8% |