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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,793 | $155,555+103.7% | $146,866+115.7% | $155,188+104.1% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 13.71% | 115.41%-101.7pp | 102.85%-89.1pp | 148.84%-135.1pp |
| Employer contribution / active EE | $4,689 | $4,647+0.9% | $4,425+6.0% | $4,248+10.4% |
| Participant deferral / active EE | $10,776 | $8,044+34.0% | $7,759+38.9% | $6,531+65.0% |
| Admin fee / account holder | $11,275 | $14,755-23.6% | $13,620-17.2% | $14,480-22.1% |