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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,099 | $81,457-4.1% | $103,378-24.5% | $80,911-3.5% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 16.41% | 25.58%-9.2pp | 24.91%-8.5pp | 35.63%-19.2pp |
| Employer contribution / active EE | $2,508 | $3,107-19.3% | $3,870-35.2% | $2,756-9.0% |
| Participant deferral / active EE | $6,269 | $3,871+61.9% | $5,058+23.9% | $4,297+45.9% |
| Admin fee / account holder | $2,015 | $6,717-70.0% | $8,401-76.0% | $6,935-70.9% |