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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,619 | $110,379-13.4% | $102,412-6.6% | $145,884-34.5% |
| Participation rate | 84.6% | 77.9%+6.7pp | 74.5%+10.1pp | 80.3%+4.3pp |
| Annual return | 11.56% | 24.84%-13.3pp | 24.94%-13.4pp | 551.85%-540.3pp |
| Employer contribution / active EE | $2,709 | $4,216-35.7% | $3,870-30.0% | $4,662-41.9% |
| Participant deferral / active EE | $8,968 | $5,622+59.5% | $5,060+77.2% | $6,690+34.1% |
| Admin fee / account holder | $5,940 | $9,745-39.0% | $8,388-29.2% | $13,392-55.6% |