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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,669 | $155,555-22.4% | $146,866-17.8% | $155,188-22.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 14.52% | 115.41%-100.9pp | 102.85%-88.3pp | 148.84%-134.3pp |
| Employer contribution / active EE | $4,496 | $4,647-3.2% | $4,425+1.6% | $4,248+5.8% |
| Participant deferral / active EE | $8,132 | $8,044+1.1% | $7,759+4.8% | $6,531+24.5% |
| Admin fee / account holder | $1,406 | $14,755-90.5% | $13,620-89.7% | $14,480-90.3% |