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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,118 | $102,938+298.4% | $94,105+335.8% | $138,895+195.3% |
| Participation rate | 87.5% | 74.6%+12.9pp | 71.9%+15.6pp | 79.9%+7.6pp |
| Annual return | 15.86% | 250.28%-234.4pp | 204.55%-188.7pp | 145.39%-129.5pp |
| Employer contribution / active EE | $3,784 | $2,732+38.5% | $2,504+51.1% | $4,194-9.8% |
| Participant deferral / active EE | $8,585 | $4,196+104.6% | $3,881+121.2% | $6,396+34.2% |
| Admin fee / account holder | $1,228 | $6,600-81.4% | $6,199-80.2% | $12,562-90.2% |