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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,544 | $209,336-53.4% | $197,124-50.5% | $137,256-28.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 10.08% | 48.09%-38.0pp | 44.34%-34.3pp | 220.34%-210.3pp |
| Employer contribution / active EE | $7,571 | $6,591+14.9% | $6,227+21.6% | $4,156+82.2% |
| Participant deferral / active EE | $11,099 | $9,614+15.4% | $9,135+21.5% | $6,407+73.2% |
| Admin fee / account holder | $4,876 | $17,308-71.8% | $16,298-70.1% | $12,270-60.3% |