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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,582 | $155,555-40.5% | $146,866-37.0% | $155,188-40.3% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.5%-22.5pp | 80.8%-20.8pp |
| Annual return | 17.65% | 115.41%-97.8pp | 102.85%-85.2pp | 148.84%-131.2pp |
| Employer contribution / active EE | $1,526 | $4,647-67.2% | $4,425-65.5% | $4,248-64.1% |
| Participant deferral / active EE | $16,423 | $8,044+104.2% | $7,759+111.7% | $6,531+151.5% |
| Admin fee / account holder | $670 | $14,755-95.5% | $13,620-95.1% | $14,480-95.4% |