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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,568 | $160,028+11.6% | $147,080+21.4% | $145,884+22.4% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 7.76% | 98.60%-90.8pp | 420.17%-412.4pp | 551.85%-544.1pp |
| Employer contribution / active EE | $2,333 | $5,286-55.9% | $4,933-52.7% | $4,662-50.0% |
| Participant deferral / active EE | $12,461 | $8,422+48.0% | $8,066+54.5% | $6,690+86.3% |
| Admin fee / account holder | $14,969 | $15,030-0.4% | $12,989+15.2% | $13,392+11.8% |