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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,568 | $160,040+11.6% | $147,096+21.4% | $145,877+22.4% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 7.76% | 98.49%-90.7pp | 419.75%-412.0pp | 551.28%-543.5pp |
| Employer contribution / active EE | $2,333 | $5,289-55.9% | $4,936-52.7% | $4,663-50.0% |
| Participant deferral / active EE | $12,461 | $8,429+47.8% | $8,071+54.4% | $6,691+86.3% |
| Admin fee / account holder | $14,969 | $15,050-0.5% | $13,005+15.1% | $13,402+11.7% |