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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,335 | $213,785-3.5% | $185,441+11.3% | $155,188+33.0% |
| Participation rate | 87.5% | 83.2%+4.3pp | 80.3%+7.2pp | 80.8%+6.7pp |
| Annual return | 16.88% | 19.97%-3.1pp | 20.16%-3.3pp | 148.84%-132.0pp |
| Employer contribution / active EE | $4,832 | $5,393-10.4% | $4,672+3.4% | $4,248+13.7% |
| Participant deferral / active EE | $10,723 | $6,864+56.2% | $6,152+74.3% | $6,531+64.2% |
| Admin fee / account holder | $379 | $21,134-98.2% | $17,890-97.9% | $14,480-97.4% |