Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,765 | $89,515-85.7% | $103,486-87.7% | $80,935-84.2% |
| Participation rate | 48.4% | 76.0%-27.6pp | 80.5%-32.2pp | 67.7%-19.3pp |
| Annual return | 12.80% | 22.82%-10.0pp | 23.93%-11.1pp | 35.66%-22.9pp |
| Employer contribution / active EE | $56 | $4,015-98.6% | $4,679-98.8% | $2,757-98.0% |
| Participant deferral / active EE | $1,825 | $5,463-66.6% | $6,628-72.5% | $4,299-57.6% |
| Admin fee / account holder | $398 | $6,527-93.9% | $9,354-95.7% | $6,924-94.3% |