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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,519 | $76,407+382.3% | $150,298+145.2% | $82,448+347.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 14.98% | 39.99%-25.0pp | 62.79%-47.8pp | 41.64%-26.7pp |
| Employer contribution / active EE | $9,265 | $2,614+254.4% | $4,154+123.0% | $2,551+263.2% |
| Participant deferral / active EE | $5,822 | $3,214+81.1% | $5,453+6.8% | $4,139+40.7% |
| Admin fee / account holder | $3,143 | $6,352-50.5% | $14,116-77.7% | $7,234-56.5% |