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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,519 | $86,050+328.3% | $189,758+94.2% | $94,015+292.0% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 14.98% | 17.77%-2.8pp | 52.62%-37.6pp | 17.84%-2.9pp |
| Employer contribution / active EE | $9,265 | $2,819+228.6% | $4,767+94.4% | $2,790+232.1% |
| Participant deferral / active EE | $5,822 | $3,349+73.9% | $5,856-0.6% | $4,249+37.0% |
| Admin fee / account holder | $3,143 | $6,627-52.6% | $20,388-84.6% | $8,951-64.9% |