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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,217 | $76,519+16.6% | $56,025+59.2% | $145,897-38.8% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 13.60% | 3017.03%-3003.4pp | 1712.69%-1699.1pp | 552.29%-538.7pp |
| Employer contribution / active EE | $3,094 | $1,383+123.7% | $1,042+197.1% | $4,663-33.6% |
| Participant deferral / active EE | $5,339 | $2,624+103.4% | $1,955+173.2% | $6,689-20.2% |
| Admin fee / account holder | $5,725 | $3,331+71.9% | $2,828+102.4% | $13,390-57.2% |