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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,927 | $67,823+75.3% | $52,425+126.9% | $137,256-13.4% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 18.22% | 219.11%-200.9pp | 302.12%-283.9pp | 220.34%-202.1pp |
| Employer contribution / active EE | $2,907 | $1,163+149.9% | $914+218.0% | $4,156-30.1% |
| Participant deferral / active EE | $6,476 | $2,288+183.0% | $1,790+261.7% | $6,407+1.1% |
| Admin fee / account holder | $2,852 | $2,844+0.3% | $2,495+14.3% | $12,270-76.8% |