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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,932 | $101,672+62.2% | $147,117+12.1% | $74,478+121.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 13.43% | 8757.83%-8744.4pp | 420.54%-407.1pp | 1370.56%-1357.1pp |
| Employer contribution / active EE | $6,404 | $3,813+67.9% | $4,932+29.8% | $2,626+143.8% |
| Participant deferral / active EE | $12,651 | $7,305+73.2% | $8,065+56.9% | $4,350+190.8% |
| Admin fee / account holder | $431 | $1,753-75.4% | $12,993-96.7% | $1,946-77.9% |