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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,932 | $101,499+62.5% | $147,005+12.2% | $74,546+121.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 13.43% | 8732.34%-8718.9pp | 418.76%-405.3pp | 1366.03%-1352.6pp |
| Employer contribution / active EE | $6,404 | $3,811+68.0% | $4,934+29.8% | $2,624+144.0% |
| Participant deferral / active EE | $12,651 | $7,304+73.2% | $8,070+56.8% | $4,347+191.0% |
| Admin fee / account holder | $431 | $1,748-75.4% | $13,006-96.7% | $1,944-77.8% |