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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,992 | $81,457-54.6% | $103,378-64.2% | $80,911-54.3% |
| Participation rate | 56.1% | 66.8%-10.7pp | 74.5%-18.4pp | 67.6%-11.6pp |
| Annual return | 11.99% | 25.58%-13.6pp | 24.91%-12.9pp | 35.63%-23.6pp |
| Employer contribution / active EE | $2,175 | $3,107-30.0% | $3,870-43.8% | $2,756-21.1% |
| Participant deferral / active EE | $5,162 | $3,871+33.4% | $5,058+2.1% | $4,297+20.1% |
| Admin fee / account holder | $16,277 | $6,717+142.3% | $8,401+93.8% | $6,935+134.7% |