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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,995 | $80,674+15.3% | $119,126-21.9% | $64,340+44.5% |
| Participation rate | 54.3% | 55.2%-0.9pp | 75.8%-21.5pp | 55.2%-1.0pp |
| Annual return | 18.22% | 26.86%-8.6pp | 282.11%-263.9pp | 24.14%-5.9pp |
| Employer contribution / active EE | $1,733 | $2,564-32.4% | $4,034-57.0% | $1,862-6.9% |
| Participant deferral / active EE | $4,230 | $3,053+38.5% | $5,318-20.5% | $2,980+41.9% |
| Admin fee / account holder | $8,356 | $4,559+83.3% | $10,693-21.9% | $3,703+125.7% |