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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,215 | $80,781+20.3% | $102,437-5.1% | $74,478+30.5% |
| Participation rate | 50.9% | 65.7%-14.8pp | 74.5%-23.6pp | 67.2%-16.3pp |
| Annual return | 26.65% | 27.58%-0.9pp | 24.95%+1.7pp | 1370.56%-1343.9pp |
| Employer contribution / active EE | $1,896 | $3,160-40.0% | $3,871-51.0% | $2,626-27.8% |
| Participant deferral / active EE | $4,452 | $3,862+15.3% | $5,060-12.0% | $4,350+2.3% |
| Admin fee / account holder | $6,348 | $2,372+167.6% | $8,388-24.3% | $1,946+226.3% |