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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,251 | $77,814+318.0% | $158,223+105.6% | $86,983+273.9% |
| Participation rate | 96.2% | 68.4%+27.7pp | 79.2%+17.0pp | 69.5%+26.6pp |
| Annual return | 15.38% | 30.54%-15.2pp | 52.09%-36.7pp | 25.83%-10.4pp |
| Employer contribution / active EE | $3,319 | $2,592+28.0% | $4,109-19.2% | $2,584+28.4% |
| Participant deferral / active EE | $7,755 | $3,270+137.2% | $5,467+41.9% | $4,194+84.9% |
| Admin fee / account holder | $5,406 | $5,879-8.0% | $16,047-66.3% | $7,856-31.2% |