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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,251 | $75,541+330.6% | $152,093+113.8% | $82,637+293.6% |
| Participation rate | 96.2% | 66.5%+29.6pp | 77.8%+18.4pp | 68.1%+28.1pp |
| Annual return | 15.38% | 32.56%-17.2pp | 66.36%-51.0pp | 53.51%-38.1pp |
| Employer contribution / active EE | $3,319 | $2,622+26.6% | $4,175-20.5% | $2,552+30.1% |
| Participant deferral / active EE | $7,755 | $3,206+141.9% | $5,451+42.3% | $4,126+88.0% |
| Admin fee / account holder | $5,406 | $6,405-15.6% | $14,497-62.7% | $7,339-26.3% |