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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,034 | $154,228-14.4% | $145,433-9.2% | $137,256-3.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.00% | 74.59%-62.6pp | 66.58%-54.6pp | 220.34%-208.3pp |
| Employer contribution / active EE | $4,400 | $4,804-8.4% | $4,554-3.4% | $4,156+5.9% |
| Participant deferral / active EE | $10,974 | $8,216+33.6% | $7,897+39.0% | $6,407+71.3% |
| Admin fee / account holder | $4,381 | $14,344-69.5% | $13,129-66.6% | $12,270-64.3% |