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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,008 | $75,541+302.4% | $152,093+99.9% | $82,637+267.9% |
| Participation rate | 90.7% | 66.5%+24.2pp | 77.8%+12.9pp | 68.1%+22.6pp |
| Annual return | 13.80% | 32.56%-18.8pp | 66.36%-52.6pp | 53.51%-39.7pp |
| Employer contribution / active EE | $9,424 | $2,622+259.4% | $4,175+125.8% | $2,552+269.3% |
| Participant deferral / active EE | $4,921 | $3,206+53.5% | $5,451-9.7% | $4,126+19.3% |
| Admin fee / account holder | $1,813 | $6,405-71.7% | $14,497-87.5% | $7,339-75.3% |