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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,008 | $77,814+290.7% | $158,223+92.1% | $86,983+249.5% |
| Participation rate | 90.7% | 68.4%+22.3pp | 79.2%+11.5pp | 69.5%+21.2pp |
| Annual return | 13.80% | 30.54%-16.7pp | 52.09%-38.3pp | 25.83%-12.0pp |
| Employer contribution / active EE | $9,424 | $2,592+263.6% | $4,109+129.4% | $2,584+264.7% |
| Participant deferral / active EE | $4,921 | $3,270+50.5% | $5,467-10.0% | $4,194+17.3% |
| Admin fee / account holder | $1,813 | $5,879-69.2% | $16,047-88.7% | $7,856-76.9% |