Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,121 | $63,456-35.2% | $100,712-59.2% | $64,097-35.8% |
| Participation rate | 37.3% | 49.7%-12.4pp | 69.3%-32.0pp | 55.2%-17.9pp |
| Annual return | 15.17% | 19.65%-4.5pp | 33.27%-18.1pp | 34.64%-19.5pp |
| Employer contribution / active EE | $121 | $1,003-88.0% | $2,313-94.8% | $1,891-93.6% |
| Participant deferral / active EE | $2,125 | $2,463-13.7% | $4,085-48.0% | $3,080-31.0% |
| Admin fee / account holder | $8,098 | $4,808+68.4% | $9,256-12.5% | $3,454+134.4% |