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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,042 | $70,366-36.0% | $66,674-32.4% | $138,895-67.6% |
| Participation rate | 86.4% | 76.2%+10.2pp | 73.7%+12.7pp | 79.9%+6.4pp |
| Annual return | 0.00% | 386.41%-386.4pp | 321.24%-321.2pp | 145.39%-145.4pp |
| Employer contribution / active EE | $0 | $2,765-100.0% | $2,620-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,234 | $4,374-26.1% | $4,084-20.8% | $6,396-49.4% |
| Admin fee / account holder | $3,236 | $5,262-38.5% | $5,098-36.5% | $12,562-74.2% |