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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,848 | $114,119+37.4% | $107,187+46.3% | $138,895+12.9% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 79.9%+0.1pp |
| Annual return | 15.28% | 273.21%-257.9pp | 204.55%-189.3pp | 145.39%-130.1pp |
| Employer contribution / active EE | $2,374 | $4,059-41.5% | $3,782-37.2% | $4,194-43.4% |
| Participant deferral / active EE | $10,732 | $5,538+93.8% | $5,096+110.6% | $6,396+67.8% |
| Admin fee / account holder | $1,473 | $10,024-85.3% | $9,162-83.9% | $12,562-88.3% |