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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,458 | $110,379+36.3% | $102,412+46.9% | $145,884+3.1% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 16.41% | 24.84%-8.4pp | 24.94%-8.5pp | 551.85%-535.4pp |
| Employer contribution / active EE | $2,293 | $4,216-45.6% | $3,870-40.8% | $4,662-50.8% |
| Participant deferral / active EE | $8,986 | $5,622+59.8% | $5,060+77.6% | $6,690+34.3% |
| Admin fee / account holder | $5,376 | $9,745-44.8% | $8,388-35.9% | $13,392-59.9% |