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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,319 | $171,492-71.2% | $150,734-67.3% | $198,609-75.2% |
| Participation rate | 90.0% | 81.4%+8.6pp | 78.4%+11.6pp | 82.4%+7.6pp |
| Annual return | 11.77% | 804.70%-792.9pp | 600.81%-589.0pp | 202.70%-190.9pp |
| Employer contribution / active EE | $5,743 | $5,470+5.0% | $4,918+16.8% | $5,055+13.6% |
| Participant deferral / active EE | $3,123 | $6,259-50.1% | $5,610-44.3% | $6,977-55.2% |
| Admin fee / account holder | $7,270 | $17,628-58.8% | $14,905-51.2% | $19,030-61.8% |