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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,380 | $111,785-53.1% | $93,669-44.1% | $145,877-64.1% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 20.75% | 203.79%-183.0pp | 133.59%-112.8pp | 551.28%-530.5pp |
| Employer contribution / active EE | $1,824 | $3,096-41.1% | $2,424-24.7% | $4,663-60.9% |
| Participant deferral / active EE | $2,714 | $4,919-44.8% | $4,416-38.5% | $6,691-59.4% |
| Admin fee / account holder | $580 | $10,256-94.3% | $8,291-93.0% | $13,402-95.7% |