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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,380 | $111,830-53.2% | $93,696-44.1% | $145,884-64.1% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 20.75% | 204.08%-183.3pp | 133.74%-113.0pp | 551.85%-531.1pp |
| Employer contribution / active EE | $1,824 | $3,093-41.0% | $2,422-24.7% | $4,662-60.9% |
| Participant deferral / active EE | $2,714 | $4,920-44.8% | $4,417-38.6% | $6,690-59.4% |
| Admin fee / account holder | $580 | $10,249-94.3% | $8,287-93.0% | $13,392-95.7% |