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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,171 | $160,028-27.4% | $147,080-21.0% | $145,884-20.4% |
| Participation rate | 52.9% | 84.0%-31.1pp | 82.2%-29.2pp | 80.3%-27.4pp |
| Annual return | 5.81% | 98.60%-92.8pp | 420.17%-414.4pp | 551.85%-546.0pp |
| Employer contribution / active EE | $1,335 | $5,286-74.7% | $4,933-72.9% | $4,662-71.4% |
| Participant deferral / active EE | $5,047 | $8,422-40.1% | $8,066-37.4% | $6,690-24.6% |
| Admin fee / account holder | $0 | $15,030-100.0% | $12,989-100.0% | $13,392-100.0% |