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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,694 | $57,119+438.7% | $85,187+261.2% | $80,935+280.2% |
| Participation rate | 91.4% | 56.4%+35.0pp | 67.5%+23.9pp | 67.7%+23.8pp |
| Annual return | 13.02% | 21.70%-8.7pp | 66.67%-53.6pp | 35.66%-22.6pp |
| Employer contribution / active EE | $4,058 | $1,802+125.2% | $2,732+48.5% | $2,757+47.2% |
| Participant deferral / active EE | $9,963 | $3,115+219.9% | $4,525+120.2% | $4,299+131.7% |
| Admin fee / account holder | $11,825 | $4,990+137.0% | $6,162+91.9% | $6,924+70.8% |