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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,751 | $110,379+83.7% | $102,412+98.0% | $145,884+39.0% |
| Participation rate | 89.5% | 77.9%+11.5pp | 74.5%+15.0pp | 80.3%+9.2pp |
| Annual return | 11.22% | 24.84%-13.6pp | 24.94%-13.7pp | 551.85%-540.6pp |
| Employer contribution / active EE | $14,302 | $4,216+239.2% | $3,870+269.6% | $4,662+206.8% |
| Participant deferral / active EE | $7,197 | $5,622+28.0% | $5,060+42.2% | $6,690+7.6% |
| Admin fee / account holder | $10,796 | $9,745+10.8% | $8,388+28.7% | $13,392-19.4% |