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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,608 | $114,119+100.3% | $107,187+113.3% | $138,895+64.6% |
| Participation rate | 86.7% | 78.1%+8.6pp | 75.0%+11.6pp | 79.9%+6.7pp |
| Annual return | 15.48% | 273.21%-257.7pp | 204.55%-189.1pp | 145.39%-129.9pp |
| Employer contribution / active EE | $13,759 | $4,059+239.0% | $3,782+263.8% | $4,194+228.1% |
| Participant deferral / active EE | $9,782 | $5,538+76.6% | $5,096+92.0% | $6,396+52.9% |
| Admin fee / account holder | $11,477 | $10,024+14.5% | $9,162+25.3% | $12,562-8.6% |