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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,478 | $58,627+52.6% | $76,735+16.6% | $82,448+8.5% |
| Participation rate | 78.9% | 63.2%+15.7pp | 69.5%+9.4pp | 68.1%+10.9pp |
| Annual return | 16.48% | 39.10%-22.6pp | 29.77%-13.3pp | 41.64%-25.2pp |
| Employer contribution / active EE | $2,855 | $1,729+65.1% | $2,454+16.3% | $2,551+11.9% |
| Participant deferral / active EE | $6,788 | $3,134+116.6% | $4,088+66.0% | $4,139+64.0% |
| Admin fee / account holder | $3,600 | $5,323-32.4% | $7,189-49.9% | $7,234-50.2% |