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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,531 | $100,203-33.6% | $85,240-21.9% | $145,897-54.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 3.09% | 84.28%-81.2pp | 66.75%-63.7pp | 552.29%-549.2pp |
| Employer contribution / active EE | $998 | $3,242-69.2% | $2,735-63.5% | $4,663-78.6% |
| Participant deferral / active EE | $5,122 | $5,299-3.3% | $4,527+13.1% | $6,689-23.4% |
| Admin fee / account holder | $5,260 | $7,265-27.6% | $6,165-14.7% | $13,390-60.7% |