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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,903 | $108,882-36.7% | $96,754-28.8% | $154,746-55.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 12.61% | 98.39%-85.8pp | 82.04%-69.4pp | 172.34%-159.7pp |
| Employer contribution / active EE | $705 | $3,018-76.6% | $2,679-73.7% | $4,379-83.9% |
| Participant deferral / active EE | $3,930 | $5,323-26.2% | $4,758-17.4% | $6,730-41.6% |
| Admin fee / account holder | $771 | $10,200-92.4% | $8,905-91.3% | $14,365-94.6% |