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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,217 | $111,535+111.8% | $105,223+124.5% | $137,256+72.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 12.18% | 237.85%-225.7pp | 180.65%-168.5pp | 220.34%-208.2pp |
| Employer contribution / active EE | $1,717 | $3,939-56.4% | $3,689-53.5% | $4,156-58.7% |
| Participant deferral / active EE | $5,415 | $5,500-1.5% | $5,072+6.8% | $6,407-15.5% |
| Admin fee / account holder | $8,319 | $9,721-14.4% | $8,859-6.1% | $12,270-32.2% |