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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,685 | $63,354+191.5% | $94,105+96.3% | $82,637+123.5% |
| Participation rate | 24.0% | 63.8%-39.8pp | 71.9%-47.9pp | 68.1%-44.1pp |
| Annual return | 17.95% | 34.36%-16.4pp | 204.55%-186.6pp | 53.51%-35.6pp |
| Employer contribution / active EE | $400 | $1,760-77.2% | $2,504-84.0% | $2,552-84.3% |
| Participant deferral / active EE | $1,501 | $2,873-47.8% | $3,881-61.3% | $4,126-63.6% |
| Admin fee / account holder | $11 | $5,073-99.8% | $6,199-99.8% | $7,339-99.9% |