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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,157 | $71,215-43.6% | $93,696-57.1% | $80,935-50.4% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 11.39% | 11.27%+0.1pp | 133.74%-122.3pp | 35.66%-24.3pp |
| Employer contribution / active EE | $4,488 | $1,565+186.8% | $2,422+85.3% | $2,757+62.8% |
| Participant deferral / active EE | $5,798 | $4,037+43.6% | $4,417+31.3% | $4,299+34.9% |
| Admin fee / account holder | $2,136 | $6,958-69.3% | $8,287-74.2% | $6,924-69.1% |