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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,157 | $71,208-43.6% | $93,681-57.1% | $80,911-50.4% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.6%+32.4pp |
| Annual return | 11.39% | 11.27%+0.1pp | 133.47%-122.1pp | 35.63%-24.2pp |
| Employer contribution / active EE | $4,488 | $1,564+186.9% | $2,422+85.3% | $2,756+62.9% |
| Participant deferral / active EE | $5,798 | $4,035+43.7% | $4,415+31.3% | $4,297+34.9% |
| Admin fee / account holder | $2,136 | $6,951-69.3% | $8,290-74.2% | $6,935-69.2% |