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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,341 | $134,817+4.8% | $123,973+14.0% | $155,188-8.9% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.7%+3.3pp | 80.8%-0.8pp |
| Annual return | 16.92% | 515.49%-498.6pp | 388.13%-371.2pp | 148.84%-131.9pp |
| Employer contribution / active EE | $3,681 | $4,425-16.8% | $4,126-10.8% | $4,248-13.3% |
| Participant deferral / active EE | $9,452 | $5,706+65.6% | $5,247+80.1% | $6,531+44.7% |
| Admin fee / account holder | $5,181 | $13,245-60.9% | $11,799-56.1% | $14,480-64.2% |