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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,881 | $160,028-57.0% | $147,080-53.2% | $145,884-52.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.27% | 98.60%-84.3pp | 420.17%-405.9pp | 551.85%-537.6pp |
| Employer contribution / active EE | $2,913 | $5,286-44.9% | $4,933-40.9% | $4,662-37.5% |
| Participant deferral / active EE | $8,255 | $8,422-2.0% | $8,066+2.3% | $6,690+23.4% |
| Admin fee / account holder | $369 | $15,030-97.5% | $12,989-97.2% | $13,392-97.2% |