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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,214 | $156,398+40.2% | $147,318+48.8% | $138,895+57.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.49% | 78.75%-66.3pp | 70.43%-57.9pp | 145.39%-132.9pp |
| Employer contribution / active EE | $1,194 | $4,853-75.4% | $4,593-74.0% | $4,194-71.5% |
| Participant deferral / active EE | $5,654 | $8,237-31.4% | $7,906-28.5% | $6,396-11.6% |
| Admin fee / account holder | $3,506 | $14,976-76.6% | $13,708-74.4% | $12,562-72.1% |