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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,538 | $81,487+3.7% | $102,412-17.5% | $80,935+4.5% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 10.36% | 25.60%-15.2pp | 24.94%-14.6pp | 35.66%-25.3pp |
| Employer contribution / active EE | $1,437 | $3,103-53.7% | $3,870-62.9% | $2,757-47.9% |
| Participant deferral / active EE | $4,826 | $3,871+24.7% | $5,060-4.6% | $4,299+12.3% |
| Admin fee / account holder | $2,256 | $6,717-66.4% | $8,388-73.1% | $6,924-67.4% |