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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $10,367 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,666 | $28,167+62.1% | $73,658-38.0% | $64,728-29.4% |
| Participation rate | 36.1% | 21.1%+15.0pp | 57.0%-21.0pp | 57.9%-21.8pp |
| Annual return | 14.36% | 139.75%-125.4pp | 29.72%-15.4pp | 49.38%-35.0pp |
| Employer contribution / active EE | $260 | $373-30.2% | $1,032-74.8% | $2,243-88.4% |
| Participant deferral / active EE | $1,763 | $597+195.2% | $2,062-14.5% | $2,729-35.4% |
| Admin fee / account holder | $45 | $1,791-97.5% | $3,357-98.6% | $1,145-96.0% |