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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $10,367 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,666 | $27,243+67.6% | $52,425-12.9% | $79,634-42.7% |
| Participation rate | 36.1% | 22.4%+13.7pp | 55.6%-19.6pp | 62.5%-26.4pp |
| Annual return | 14.36% | 63.36%-49.0pp | 302.12%-287.8pp | 36.46%-22.1pp |
| Employer contribution / active EE | $260 | $319-18.5% | $914-71.5% | $2,529-89.7% |
| Participant deferral / active EE | $1,763 | $636+177.3% | $1,790-1.6% | $3,835-54.0% |
| Admin fee / account holder | $45 | $2,105-97.8% | $2,495-98.2% | $1,002-95.5% |