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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $10,367 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,666 | $69,255-34.1% | $136,833-66.6% | $69,255-34.1% |
| Participation rate | 36.1% | 69.0%-33.0pp | 59.0%-23.0pp | 69.0%-33.0pp |
| Annual return | 14.36% | 26.73%-12.4pp | 35.32%-21.0pp | 26.73%-12.4pp |
| Employer contribution / active EE | $260 | $2,645-90.2% | $1,319-80.3% | $2,645-90.2% |
| Participant deferral / active EE | $1,763 | $2,890-39.0% | $2,441-27.8% | $2,890-39.0% |
| Admin fee / account holder | $45 | $733-93.8% | $4,706-99.0% | $733-93.8% |