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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,882 | $88,778+46.3% | $81,844+58.7% | $145,884-11.0% |
| Participation rate | 95.2% | 75.1%+20.2pp | 72.4%+22.9pp | 80.3%+14.9pp |
| Annual return | 7.82% | 1033.03%-1025.2pp | 778.87%-771.1pp | 551.85%-544.0pp |
| Employer contribution / active EE | $19,048 | $3,087+517.0% | $2,916+553.1% | $4,662+308.5% |
| Participant deferral / active EE | $3,309 | $4,648-28.8% | $4,323-23.5% | $6,690-50.5% |
| Admin fee / account holder | $58,376 | $8,430+592.5% | $7,355+693.6% | $13,392+335.9% |