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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,882 | $88,754+46.3% | $81,820+58.7% | $145,877-11.0% |
| Participation rate | 95.2% | 75.1%+20.2pp | 72.4%+22.9pp | 80.3%+14.9pp |
| Annual return | 7.82% | 1031.77%-1023.9pp | 777.93%-770.1pp | 551.28%-543.5pp |
| Employer contribution / active EE | $19,048 | $3,085+517.4% | $2,915+553.4% | $4,663+308.5% |
| Participant deferral / active EE | $3,309 | $4,648-28.8% | $4,323-23.4% | $6,691-50.5% |
| Admin fee / account holder | $58,376 | $8,424+593.0% | $7,391+689.9% | $13,402+335.6% |