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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,690 | $156,398+254.0% | $147,318+275.8% | $138,895+298.6% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 11.86% | 78.75%-66.9pp | 70.43%-58.6pp | 145.39%-133.5pp |
| Employer contribution / active EE | $2,418 | $4,853-50.2% | $4,593-47.4% | $4,194-42.4% |
| Participant deferral / active EE | $10,186 | $8,237+23.7% | $7,906+28.8% | $6,396+59.3% |
| Admin fee / account holder | $16,808 | $14,976+12.2% | $13,708+22.6% | $12,562+33.8% |