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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,207 | $81,457+5.8% | $103,378-16.6% | $80,911+6.5% |
| Participation rate | 96.0% | 66.8%+29.2pp | 74.5%+21.5pp | 67.6%+28.4pp |
| Annual return | 11.90% | 25.58%-13.7pp | 24.91%-13.0pp | 35.63%-23.7pp |
| Employer contribution / active EE | $14,130 | $3,107+354.7% | $3,870+265.1% | $2,756+412.7% |
| Participant deferral / active EE | $1,678 | $3,871-56.7% | $5,058-66.8% | $4,297-61.0% |
| Admin fee / account holder | $1,407 | $6,717-79.0% | $8,401-83.2% | $6,935-79.7% |