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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,270 | $102,385+72.2% | $147,080+19.8% | $80,935+117.8% |
| Participation rate | 88.5% | 75.9%+12.6pp | 82.2%+6.3pp | 67.7%+20.8pp |
| Annual return | 9.05% | 135.09%-126.0pp | 420.17%-411.1pp | 35.66%-26.6pp |
| Employer contribution / active EE | $9,512 | $3,717+155.9% | $4,933+92.8% | $2,757+245.0% |
| Participant deferral / active EE | $6,595 | $6,651-0.8% | $8,066-18.2% | $4,299+53.4% |
| Admin fee / account holder | $70,449 | $7,951+786.0% | $12,989+442.4% | $6,924+917.4% |