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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,566 | $132,099-57.2% | $115,599-51.1% | $138,895-59.3% |
| Participation rate | 90.5% | 77.9%+12.6pp | 74.3%+16.2pp | 79.9%+10.6pp |
| Annual return | 142.11% | 176.76%-34.7pp | 111.10%+31.0pp | 145.39%-3.3pp |
| Employer contribution / active EE | $3,722 | $3,416+9.0% | $2,955+25.9% | $4,194-11.3% |
| Participant deferral / active EE | $5,536 | $5,617-1.4% | $4,889+13.2% | $6,396-13.4% |
| Admin fee / account holder | $1,031 | $15,650-93.4% | $12,841-92.0% | $12,562-91.8% |