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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,685 | $117,895+66.8% | $102,460+92.0% | $145,897+34.8% |
| Participation rate | 89.5% | 78.6%+10.8pp | 76.5%+13.0pp | 80.3%+9.2pp |
| Annual return | 20.47% | 31.92%-11.5pp | 29.47%-9.0pp | 552.29%-531.8pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,349 | $5,736-41.6% | $5,056-33.8% | $6,689-49.9% |
| Admin fee / account holder | $22,484 | $13,353+68.4% | $9,460+137.7% | $13,390+67.9% |