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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,685 | $117,829+66.9% | $102,423+92.0% | $145,877+34.8% |
| Participation rate | 89.5% | 78.6%+10.9pp | 76.5%+13.0pp | 80.3%+9.2pp |
| Annual return | 20.47% | 31.83%-11.4pp | 29.42%-9.0pp | 551.28%-530.8pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,349 | $5,732-41.6% | $5,054-33.7% | $6,691-49.9% |
| Admin fee / account holder | $22,484 | $13,335+68.6% | $9,455+137.8% | $13,402+67.8% |