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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$66,446 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,228 | $89,093+144.9% | $102,434+113.0% | $77,736+180.7% |
| Participation rate | 24.0% | 80.9%-56.9pp | 76.5%-52.5pp | 70.6%-46.6pp |
| Annual return | 17.13% | 25.03%-7.9pp | 29.46%-12.3pp | 31.26%-14.1pp |
| Employer contribution / active EE | $868 | $2,699-67.8% | $3,023-71.3% | $2,728-68.2% |
| Participant deferral / active EE | $3,312 | $5,147-35.7% | $5,055-34.5% | $4,651-28.8% |
| Admin fee / account holder | $11 | $236-95.1% | $9,462-99.9% | $433-97.4% |