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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,332 | $185,312+35.6% | $161,489+55.6% | $154,746+62.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.18% | 103.84%-86.7pp | 89.72%-72.5pp | 172.34%-155.2pp |
| Employer contribution / active EE | $5,838 | $4,769+22.4% | $4,268+36.8% | $4,379+33.3% |
| Participant deferral / active EE | $5,117 | $6,350-19.4% | $5,630-9.1% | $6,730-24.0% |
| Admin fee / account holder | $4,659 | $18,654-75.0% | $16,006-70.9% | $14,365-67.6% |