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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,902 | $114,119+153.2% | $107,187+169.5% | $138,895+108.0% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.0%+8.3pp | 79.9%+3.4pp |
| Annual return | 10.64% | 273.21%-262.6pp | 204.55%-193.9pp | 145.39%-134.8pp |
| Employer contribution / active EE | $1,585 | $4,059-61.0% | $3,782-58.1% | $4,194-62.2% |
| Participant deferral / active EE | $5,143 | $5,538-7.1% | $5,096+0.9% | $6,396-19.6% |
| Admin fee / account holder | $85,693 | $10,024+754.9% | $9,162+835.3% | $12,562+582.2% |