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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,292 | $45,266+172.4% | $103,693+18.9% | $65,306+88.8% |
| Participation rate | 13.9% | 53.3%-39.5pp | 72.6%-58.8pp | 57.7%-43.8pp |
| Annual return | 12.45% | 25.10%-12.6pp | 47.61%-35.2pp | 21.94%-9.5pp |
| Employer contribution / active EE | $0 | $1,765-100.0% | $2,920-100.0% | $1,967-100.0% |
| Participant deferral / active EE | $1,429 | $2,099-31.9% | $4,579-68.8% | $2,959-51.7% |
| Admin fee / account holder | $13,308 | $3,221+313.1% | $7,858+69.4% | $3,480+282.4% |