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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,144 | $111,878-3.3% | $93,727+15.4% | $145,897-25.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 11.26% | 204.28%-193.0pp | 133.83%-122.6pp | 552.29%-541.0pp |
| Employer contribution / active EE | $2,629 | $3,092-15.0% | $2,421+8.6% | $4,663-43.6% |
| Participant deferral / active EE | $9,545 | $4,920+94.0% | $4,417+116.1% | $6,689+42.7% |
| Admin fee / account holder | $23,858 | $10,256+132.6% | $8,292+187.7% | $13,390+78.2% |