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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,244 | $61,787-33.2% | $97,197-57.6% | $80,925-49.0% |
| Participation rate | 54.8% | 63.5%-8.6pp | 72.7%-17.9pp | 67.7%-12.8pp |
| Annual return | 17.38% | -558.16%+575.5pp | 75.47%-58.1pp | 35.65%-18.3pp |
| Employer contribution / active EE | $1,128 | $1,836-38.6% | $2,723-58.6% | $2,756-59.1% |
| Participant deferral / active EE | $2,193 | $3,027-27.6% | $4,263-48.6% | $4,299-49.0% |
| Admin fee / account holder | $486 | $5,170-90.6% | $5,637-91.4% | $6,940-93.0% |