Filings through .
Filed August 3, 2022
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MILLENIUM INVESTMENT AND RET Service code 26 · EIN 94-3428956 | Advisory (Participants) | $7,548 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,092 |
13 funds of $250K or more; 20 lines in all, holding $14.8M of the plan's $15.1M. From the 2024 filing. Recordkeeper: John Hancock (Manulife).
Target-date series: Vanguard Target Retirement, mutual fund, 57% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Target Retirement Vanguard · Mutual fund Target-date, 11 vintages | $8.4M | 56.9% |
| registered separate accounts,at fair value (John Hancock): Reliance MetLife Stable Value John Hancock (Manulife) · Stable value Stable valueRecordkeeper's own fund | $2.6M | 17.9% |
| S&P 500 Index Fund Manager not matched · Mutual fund Index | $1.4M | 9.2% |
| JH Lifestyle Blend Growth Manager not matched · Other | $506K | 3.4% |
| Science & Technology Fund Manager not matched · Mutual fund | $315K | 2.1% |
| at fair value (John Hancock): Vanguard Growth Index Fund Vanguard · Mutual fund Index | $285K | 1.9% |
| Vanguard Value Index Fund Investor Shares Vanguard · Mutual fund Index | $238K | 1.6% |
| Blackrock Health Sciences Opportunities Portfolio BlackRock · Mutual fund | $219K | 1.5% |
| Vanguard Mid-Cap Growth ETF Vanguard · ETF Index | $160K | 1.1% |
| Cohen & Steers Real Estate Cohen & Steers · Mutual fund | $157K | 1.1% |
Covers 61,314 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.